{"id":4010,"date":"2020-05-04T00:00:00","date_gmt":"2020-05-03T23:00:00","guid":{"rendered":"https:\/\/well-tax.com\/universal-credit-guidance\/"},"modified":"2023-09-25T18:56:47","modified_gmt":"2023-09-25T17:56:47","slug":"guida-al-credito-universale","status":"publish","type":"post","link":"https:\/\/well-tax.com\/it\/universal-credit-guidance\/","title":{"rendered":"Guida sui Benefits in UK: Universal Credit"},"content":{"rendered":"<p><u>Maggiore supporto disponibile attraverso crediti d'imposta e Universal Credit<\/u><\/p>\n<p>Il governo del Regno Unito ha apportato alcune modifiche al sostegno disponibile attraverso crediti d'imposta sul lavoro e Universal Credit (simile all\u2019indennit\u00e0 di mobilit\u00e0 erogata in Italia), i quali forniscono un aiuto alle persone che hanno perso il lavoro o hanno avuto una riduzione del salario. Ovviamente, tale supporto \u00e8 disponibile anche per i lavoratori autonomi (self-employed).<\/p>\n<p><u>Aumenti delle tariffe standard<\/u><\/p>\n<p>Le tariffe standard per Universal Credit e crediti d'imposta aumenteranno di \u00a320 a settimana per un anno a decorrere dal 6 aprile 2020. Questo incremento \u00e8 in aggiunta all'aumento che era stato annunciato nell\u2019ultima Finanziaria, il che significa che i richiedenti beneficeranno di ulteriori \u00a31.040 (in sostanza: \u00a320*52 = \u00a31.040_N.B. 52 \u00e8 il totale delle settimane di un anno).<\/p>\n<p><u>Le indennit\u00e0 mensili standard per l\u2019Universal Credit sono:<\/u><\/p>\n<table align=\"center\" border=\"1\" cellpadding=\"0\" cellspacing=\"0\">\n<tbody>\n<tr>\n<td style=\"width:200px;\">\n<p>REQUISITI<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>INDENNIT\u00c0 STANDARD MENSILE 2020\/21<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>INDENNIT\u00c0 STANDARD MENSILE 2019\/20<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width:200px;\">\n<p>Single and under 25<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3342.72<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3251.77<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width:200px;\">\n<p>Single and 25 or over<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3409.89<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3317.82<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width:200px;\">\n<p>Couple both under 25<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3488.59<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3395.20<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width:200px;\">\n<p>Couple and either person is 25 or over<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3594.04<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3498.89<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div style=\"clear: both; text-align: justify;\">\u00a0<\/div>\n<p><u>Supporto per i canoni di locazione (affitti)<\/u><\/p>\n<p>Il governo ha esteso in modo significativo il sostegno disponibile per i pagamenti dell'affitto da parte di coloro che hanno richiesto il supporto dell\u2019Universal Credit. In particolare, il sostegno prevede la copertura di almeno il 30% del valore di mercato del canone di locazione di ciascuna area. Inoltre, tale supporto potr\u00e0 essere utilizzato anche per coprire gli interessi su mutui e oneri di servizio.<\/p>\n<p>Altre forme integrative di sostegno per i genitori con minori a carico prevedono, in particolare per il 2019\/2020:<\/p>\n<p>1. Primo figlio: \u00a3277,08 (nati prima del 6 Aprile 2017) o \u00a3231,67 (nati il 6 Aprile 2017 o successivamente).<\/p>\n<p>2. Secondo figlio e qualsiasi altro figlio eleggibile: \u00a3231,67 per bambino.<\/p>\n<p>Costi dell'assistenza all'infanzia<\/p>\n<p>Potranno essere coperti fino all'85% del costo dell'assistenza all'infanzia (per il 2019\/20 fino a \u00a3646,35 al mese per un bambino e \u00a31.108,04 al mese per due o pi\u00f9 bambini).<\/p>\n<p><u>Pagamenti Anticipati (Advance and hardship payments).<\/u><\/p>\n<p>Nel caso in cui il richiedente non avesse un reddito sufficiente in attesa di ricevere il primo versamento dell\u2019Universal Credit, sar\u00e0 possibile richiedere un pagamento anticipato (Advance Payment) dopo averne fatto domanda. Il massimo che si pu\u00f2 ottenere in anticipo \u00e8 l'importo stimato del primo pagamento dell\u2019Universal Credit.<\/p>\n<p>Sar\u00e0 possibile richiederlo anche nel caso in cui si avesse difficolt\u00e0 a pagare affitto, riscaldamento, sussistenza o beni per l\u2019igiene personale a causa di una sanzione ricevuta (Hardship payment).<\/p>\n<p>Il meccanismo di rimborso dei pagamenti di cui sopra prevede un rimborso tramite i pagamenti di Universal Credit. In sostanza, i pagamenti verranno erogati ad una somma inferiore (che dipender\u00e0 dal numero di mesi concordati per ripagare l\u2019anticipo) fino a quando non verr\u00e0 interamente saldato.<\/p>\n<p><u>Modalit\u00e0 di pagamento alternative<\/u><\/p>\n<p>Nel caso in cui il richiedente si trovasse in difficolt\u00e0 nel pagare il proprio affitto, l\u2019affittuario o il proprietario potranno richiedere un accordo di pagamento alternativo, detto Alternative Payment Arrangement (APA).<\/p>\n<p><u>In base alle circostanze, sar\u00e0 possibile ottenere un APA per:<\/u><\/p>\n<ul>\n<li>pagare l'affitto direttamente al proprietario;<\/li>\n<li>venire pagato con una frequenza maggiore rispetto ad una volta al mese;<\/li>\n<li>ricevere pagamenti separati nel caso di una coppia;<\/li>\n<\/ul>\n<p><u>Anticipo sul fabbisogno personale (Budgeting Advance)<\/u><\/p>\n<p>Sono previsti degli anticipi in denaro per sostenere altre situazioni, quali:<\/p>\n<ul>\n<li>costi domestici di emergenza, come la sostituzione di un fornello rotto;<\/li>\n<li>cercare lavoro o costi indispensabile per continuare l\u2019attivit\u00e0 lavorativa;<\/li>\n<li>spese funebri.<\/li>\n<\/ul>\n<p>Il rimborso verr\u00e0 eseguito tramite i pagamenti di Universal Credit, che saranno inferiori fino a quando l\u2019anticipo non verr\u00e0 interamente saldato. Nel caso in cui i pagamenti di Universal Credit non venissero pi\u00f9 erogati, si dovr\u00e0 rimborsare il denaro in un altro modo.<\/p>\n<p><u>Quanto si pu\u00f2 prendere in prestito<\/u><\/p>\n<p>L'importo minimo che si pu\u00f2 richiedere in prestito \u00e8 di \u00a3100. Si pu\u00f2 ottenere fino a:<\/p>\n<ul>\n<li>\u00a3348 nel caso di persona single;<\/li>\n<li>\u00a3464 nel caso di persona con partner;<\/li>\n<li>\u00a3812 qualora si avessero figli a carico.<\/li>\n<\/ul>\n<p>L\u2019ammontare dell\u2019importo dipende dal fatto che il richiedente abbia un risparmio di oltre \u00a31.000 e sia in grado di rimborsare il prestito.<\/p>\n<p><u>Eleggibilit\u00e0<\/u><\/p>\n<p>Per ottenere un anticipo di budget, \u00e8 necessario soddisfare tutte le seguenti condizioni:<\/p>\n<ul>\n<li>Avere fatto richiesta ad uno dei noti schemi di supporto forniti dal governo:\n<ul style=\"list-style-type:circle;\">\n<li>Universal Credit;<\/li>\n<li>Employment and Support Allowance (ESA), qualora ci fosse una disabilit\u00e0 o una condizione di salute tali che influissero sul proprio lavoro;<\/li>\n<li>Income Support, ovvero un sostegno per alcune persone con un basso reddito (donne incinta, un genitore solo con un figlio di et\u00e0 inferiore ai cinque anni o, in alcuni casi, una persona incapace di lavorare perch\u00e9 malata o disabile).<\/li>\n<li>Jobseeker\u2019s Allowance, ovvero indennit\u00e0 per persone in cerca di lavoro.<\/li>\n<\/ul>\n<\/li>\n<li>Avere guadagnato meno di \u00a32.600 (\u00a33.600 con riferimento alle coppie) negli ultimi 6 mesi;<\/li>\n<li>Avere pagato tutti i precedenti prestiti anticipati.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Increased support available through tax credits and Universal Credit The UK Government has made some changes to the support available through working tax credits and Universal Credit, which will provide some help to individuals and self-employed who may have lost their job or seen a reduction in their salaries or income Increases in the standard [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-4010","post","type-post","status-publish","format-standard","hentry","category-taxation"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Universal Credit - Guidance - WellTax<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/well-tax.com\/it\/guida-al-credito-universale\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Universal Credit - Guidance - WellTax\" \/>\n<meta property=\"og:description\" content=\"Increased support available through tax credits and Universal Credit The UK Government has made some changes to the support available through working tax credits and Universal Credit, which will provide some help to individuals and self-employed who may have lost their job or seen a reduction in their salaries or income Increases in the standard [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/well-tax.com\/it\/guida-al-credito-universale\/\" \/>\n<meta property=\"og:site_name\" content=\"WellTax\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/welltaxlimited\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-05-03T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-25T17:56:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/well-tax.com\/wp-content\/uploads\/2023\/10\/preview.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Marcello Silvestri\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scritto da\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marcello Silvestri\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo di lettura stimato\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minuti\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/well-tax.com\\\/universal-credit-guidance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/well-tax.com\\\/universal-credit-guidance\\\/\"},\"author\":{\"name\":\"Marcello Silvestri\",\"@id\":\"https:\\\/\\\/well-tax.com\\\/#\\\/schema\\\/person\\\/bd034ad4413d54a60f75e4aad6ff212b\"},\"headline\":\"Universal Credit &#8211; 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