{"id":4010,"date":"2020-05-04T00:00:00","date_gmt":"2020-05-03T23:00:00","guid":{"rendered":"https:\/\/well-tax.com\/universal-credit-guidance\/"},"modified":"2023-09-25T18:56:47","modified_gmt":"2023-09-25T17:56:47","slug":"guide-sur-le-credit-universel","status":"publish","type":"post","link":"https:\/\/well-tax.com\/fr\/universal-credit-guidance\/","title":{"rendered":"Cr\u00e9dit universel - Conseils"},"content":{"rendered":"<p><u>Augmentation de l'aide disponible par le biais des cr\u00e9dits d'imp\u00f4t et du Universal Credit<\/u><\/p>\n<p>Le gouvernement britannique a apport\u00e9 quelques modifications aux aides disponibles par le biais des cr\u00e9dits d'imp\u00f4t pour les travailleurs et du cr\u00e9dit universel, ce qui permettra d'aider les particuliers et les travailleurs ind\u00e9pendants qui ont perdu leur emploi ou qui ont vu leur salaire ou leur revenu diminuer<\/p>\n<p><u>Augmentation des taux normaux<\/u><\/p>\n<p>Le taux standard du Universal Credit et des cr\u00e9dits d'imp\u00f4t augmentera de 20 livres par semaine pendant un an \u00e0 partir du 6 avril 2020. Cette augmentation s'ajoute \u00e0 celle d\u00e9j\u00e0 annonc\u00e9e, ce qui signifie que les allocataires verront leur situation s'am\u00e9liorer de 1 040 livres sterling.<\/p>\n<p><u>Les allocations mensuelles standard pour l\u2019Universal Credit sont les suivantes<\/u><\/p>\n<table align=\"center\" border=\"1\" cellpadding=\"0\" cellspacing=\"0\">\n<tbody>\n<tr>\n<td style=\"width:200px;\">\n<p>EXIGENCES<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>ALLOCATION STANDARD MENSUELLE 2020\/21<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>ALLOCATION FORFAITAIRE MENSUELLE 2019\/20<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width:200px;\">\n<p>C\u00e9libataire et moins de 25 ans<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3342.72<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3251.77<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width:200px;\">\n<p>C\u00e9libataire et 25 ans ou plus<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3409.89<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3317.82<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width:200px;\">\n<p>Couple de moins de 25 ans<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3488.59<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3395.20<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width:200px;\">\n<p>Couple dont l'une des deux personnes est \u00e2g\u00e9e de 25 ans ou plus<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3594.04<\/p>\n<\/td>\n<td style=\"width:200px;\">\n<p>\u00a3498.89<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div style=\"clear: both; text-align: justify;\">\u00a0<\/div>\n<p><u>Aide au paiement des loyers<\/u><\/p>\n<p>Le gouvernement a consid\u00e9rablement augment\u00e9 l'aide disponible pour le paiement des loyers pour les personnes qui demandent le cr\u00e9dit universel. \u00c0 partir d'avril, les taux de l'allocation logement locale couvriront au moins 30% des loyers du march\u00e9 dans chaque zone. Par exemple, pour un logement de deux chambres \u00e0 Londres, le maximum \u00e9tait de 1 390 \u00a3 par mois et il peut maintenant atteindre 1 550 \u00a3 par mois. L'\u00e9l\u00e9ment logement du cr\u00e9dit universel peut \u00e9galement \u00eatre utilis\u00e9 pour couvrir les int\u00e9r\u00eats hypoth\u00e9caires et les frais de service.<\/p>\n<p>Les personnes ayant des enfants peuvent b\u00e9n\u00e9ficier d'allocations suppl\u00e9mentaires. Pour 2019\/20, ces allocations sont les suivantes<\/p>\n<p>1. Premier enfant : 277,08 \u00a3 (n\u00e9 avant le 6 avril 2017) ou 231,67 \u00a3 (n\u00e9 le 6 avril 2017 ou apr\u00e8s).<\/p>\n<p>2. Le deuxi\u00e8me enfant et tout autre enfant \u00e9ligible : 231,67 \u00a3 par enfant.<\/p>\n<p>Frais de garde d'enfants<\/p>\n<p>Jusqu'\u00e0 85% des frais de garde seront pris en charge (pour 2019\/20 jusqu'\u00e0 646,35 \u00a3 par mois pour un enfant et 1 108,04 \u00a3 par mois pour deux enfants ou plus).<\/p>\n<p><u>Paiements Anticip\u00e9 (Advance and hardship payments).<\/u><\/p>\n<p>Pour ceux qui n'ont pas assez pour vivre en attendant le premier versement, il sera possible de demander un paiement anticip\u00e9, apr\u00e8s que la demande a \u00e9t\u00e9 d\u00e9pos\u00e9e. Le montant maximum qu'il est possible d'obtenir est \u00e9gal au montant estim\u00e9 du premier versement de l'Universal Credit.<\/p>\n<p>Les personnes qui n'ont pas les moyens de payer leur loyer, leur chauffage, leur nourriture et\/ou leurs produits d'hygi\u00e8ne personnelle en raison d'une sanction peuvent \u00e9galement demander une prime de pr\u00e9carit\u00e9 (Hardship payment).<\/p>\n<p>Le remboursement des avances se fait par le biais des versements du cr\u00e9dit universel. Les paiements seront moins \u00e9lev\u00e9s (le montant d\u00e9pendra du nombre de mois convenus pour rembourser le paiement anticip\u00e9) jusqu'\u00e0 ce qu'il soit enti\u00e8rement rembours\u00e9.<\/p>\n<p><u>Modalit\u00e9s de paiement alternatives<\/u><\/p>\n<p>Si une personne rencontre des difficult\u00e9s financi\u00e8res pour payer son loyer, le locataire ou le propri\u00e9taire peut demander un accord de paiement alternatif (APA).<\/p>\n<p><u>Selon les circonstances, il est possible d'obtenir un APA :<\/u><\/p>\n<ul>\n<li>payer le loyer directement au propri\u00e9taire ;<\/li>\n<li>\u00eatre pay\u00e9 plus souvent qu'une fois par mois ;<\/li>\n<li>recevoir des paiements fractionn\u00e9s de la part des personnes faisant partie d'un couple ;<\/li>\n<\/ul>\n<p><u>Budget pr\u00e9visionnel<\/u><\/p>\n<p>Il est possible d'obtenir une avance budg\u00e9taire pour faire face \u00e0 la situation :<\/p>\n<ul>\n<li>les d\u00e9penses m\u00e9nag\u00e8res d'urgence, telles que le remplacement d'une cuisini\u00e8re cass\u00e9e ;<\/li>\n<li>l'obtention d'un emploi ou les co\u00fbts essentiels pour continuer \u00e0 travailler ;<\/li>\n<li>les frais d'obs\u00e8ques.<\/li>\n<\/ul>\n<p>Le remboursement sera effectu\u00e9 par le biais des versements r\u00e9guliers du cr\u00e9dit universel, qui seront r\u00e9duits jusqu'\u00e0 ce que le paiement anticip\u00e9 soit enti\u00e8rement rembours\u00e9. Si les versements du cr\u00e9dit universel sont interrompus, le paiement anticip\u00e9 doit \u00eatre rembours\u00e9 d'une autre mani\u00e8re.<\/p>\n<p><u>Quel est le montant de l'emprunt ?<\/u><\/p>\n<p>Le montant le plus bas qu'il est possible d'emprunter est de 100 livres sterling. Les gens peuvent obtenir jusqu'\u00e0 :<\/p>\n<ul>\n<li>348 \u00a3 s'ils sont c\u00e9libataires ;<\/li>\n<li>464 \u00a3 s'ils font partie d'un couple ;<\/li>\n<li>812 \u00a3 s'ils ont des enfants.<\/li>\n<\/ul>\n<p>Le montant qui peut \u00eatre emprunt\u00e9 d\u00e9pend du fait que le demandeur dispose ou non d'une \u00e9pargne sup\u00e9rieure \u00e0 1 000 livres sterling et de sa capacit\u00e9 \u00e0 rembourser le pr\u00eat.<\/p>\n<p><u>\u00c9ligibilit\u00e9<\/u><\/p>\n<p>Pour obtenir une avance budg\u00e9taire, toutes les conditions suivantes doivent \u00eatre remplies :<\/p>\n<ul>\n<li>Avoir postul\u00e9 \u00e0 l'un des programmes gouvernementaux connus :\n<ul style=\"list-style-type:circle;\">\n<li>Universal Credit;<\/li>\n<li>l'Employment and Support Allowance (ESA), qu'il s'agisse d'un handicap ou d'un \u00e9tat de sant\u00e9 qui influe sur la capacit\u00e9 \u00e0 travailler ;<\/li>\n<li>Income Support, c'est-\u00e0-dire une aide destin\u00e9e \u00e0 certaines personnes \u00e0 faible revenu (femmes enceintes, parent isol\u00e9 avec un enfant de moins de cinq ans ou, dans certains cas, une personne incapable de travailler parce qu'elle est malade ou handicap\u00e9e).<\/li>\n<li>lE Jobseeker\u2019s Allowance correspond au cr\u00e9dit de pension de l'\u00c9tat pendant au moins 6 mois, sauf si l'argent est n\u00e9cessaire pour commencer un nouvel emploi ou s'il est essentiel pour continuer \u00e0 travailler.<\/li>\n<\/ul>\n<\/li>\n<li>Avoir gagn\u00e9 moins de 2 600 \u00a3 (3 600 \u00a3 pour les couples) au cours des 6 derniers mois ;<\/li>\n<li>Avoir rembours\u00e9 tous les pr\u00eats Budgeting Advance pr\u00e9c\u00e9dents.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Increased support available through tax credits and Universal Credit The UK Government has made some changes to the support available through working tax credits and Universal Credit, which will provide some help to individuals and self-employed who may have lost their job or seen a reduction in their salaries or income Increases in the standard [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-4010","post","type-post","status-publish","format-standard","hentry","category-taxation"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Universal Credit - Guidance - WellTax<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/well-tax.com\/fr\/guide-sur-le-credit-universel\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Universal Credit - Guidance - WellTax\" \/>\n<meta property=\"og:description\" content=\"Increased support available through tax credits and Universal Credit The UK Government has made some changes to the support available through working tax credits and Universal Credit, which will provide some help to individuals and self-employed who may have lost their job or seen a reduction in their salaries or income Increases in the standard [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/well-tax.com\/fr\/guide-sur-le-credit-universel\/\" \/>\n<meta property=\"og:site_name\" content=\"WellTax\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/welltaxlimited\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-05-03T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-25T17:56:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/well-tax.com\/wp-content\/uploads\/2023\/10\/preview.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Marcello Silvestri\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marcello Silvestri\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/well-tax.com\\\/universal-credit-guidance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/well-tax.com\\\/universal-credit-guidance\\\/\"},\"author\":{\"name\":\"Marcello Silvestri\",\"@id\":\"https:\\\/\\\/well-tax.com\\\/#\\\/schema\\\/person\\\/bd034ad4413d54a60f75e4aad6ff212b\"},\"headline\":\"Universal Credit &#8211; 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