{"id":4012,"date":"2020-07-05T00:00:00","date_gmt":"2020-07-04T23:00:00","guid":{"rendered":"https:\/\/well-tax.com\/coronavirus-bounce-back-loan\/"},"modified":"2023-09-25T18:56:47","modified_gmt":"2023-09-25T17:56:47","slug":"coronavirus-prestamo-de-rebote","status":"publish","type":"post","link":"https:\/\/well-tax.com\/es\/coronavirus-bounce-back-loan\/","title":{"rendered":"Pr\u00e9stamo de rebote contra el coronavirus"},"content":{"rendered":"<p>El Canciller brit\u00e1nico, Sr. Sunak, ha anunciado recientemente el lanzamiento de un nuevo plan, el \"Bounce Back Loan Scheme (BBLS)\", que ha entrado en vigor el lunes 4 de mayo de 2020. Este plan proporciona apoyo financiero a las peque\u00f1as y medianas empresas de todo el Reino Unido que est\u00e1n perdiendo ingresos y viendo interrumpido su flujo de caja como consecuencia del brote de COVID-19.<\/p>\n<p>El Plan de Pr\u00e9stamos Reactivaci\u00f3n est\u00e1 disponible a trav\u00e9s de una serie de\u00a0<a href=\"about:blank\">Prestamistas y socios acreditados del British Business Bank<\/a>que figuran en el sitio web del British Business Bank. El prestamista puede conceder un pr\u00e9stamo a seis a\u00f1os desde 2.000 libras hasta 25% del volumen de negocio de una empresa. El importe m\u00e1ximo del pr\u00e9stamo es de 50.000 \u00a3. El Gobierno brit\u00e1nico garantiza 100% del pr\u00e9stamo contra el saldo pendiente de la financiaci\u00f3n (tanto capital como intereses). Adem\u00e1s, el Gobierno cubrir\u00e1 los 12 primeros meses de pago de intereses.<\/p>\n<p>Las empresas no est\u00e1n obligadas a reembolsar el pr\u00e9stamo durante los 12 primeros meses. Sin embargo, tendr\u00e1n que devolver el pr\u00e9stamo y los intereses despu\u00e9s de los 12 primeros meses. Los prestamistas no est\u00e1n autorizados a tomar garant\u00edas personales ni a emprender acciones de recuperaci\u00f3n sobre los activos personales del prestatario (como su vivienda principal o su veh\u00edculo personal). El Gobierno y los prestamistas han acordado fijar el tipo de inter\u00e9s en 2,5% al a\u00f1o. La duraci\u00f3n est\u00e1ndar del pr\u00e9stamo es de seis a\u00f1os. Sin embargo, se permiten reembolsos anticipados durante la vigencia del pr\u00e9stamo, sin comisiones por reembolso anticipado.<\/p>\n<p>QUI\u00c9N ES ELEGIBLE<\/p>\n<p>Su empresa debe ser capaz de<i>\u2013<\/i>declarar al prestamista que:<\/p>\n<ul>\n<li>se ha visto afectada por la pandemia de coronavirus (COVID-19);<\/li>\n<li>no era una empresa en crisis a 31 de diciembre de 2019 (si lo era, debe confirmar que su empresa cumple las restricciones adicionales en materia de ayudas estatales en virtud de las normas sobre ayudas estatales de minimis);<\/li>\n<li>desarrolla actividades comerciales o mercantiles en el Reino Unido y se estableci\u00f3 antes del 1 de marzo de 2020;<\/li>\n<li>no utilice el Plan de Pr\u00e9stamos Coronavirus para Empresas en Crisis (CBILS), el Plan de Pr\u00e9stamos Coronavirus para Grandes Empresas en Crisis (CLBILS) o el Plan Covid de Facilidades de Financiaci\u00f3n Empresarial (CCFF) del Banco de Inglaterra, a menos que el Pr\u00e9stamo de Reembolso refinancie la totalidad del CBILS, el CLBILS o el CCFF;<\/li>\n<li>no est\u00e9 en quiebra, liquidaci\u00f3n o reestructuraci\u00f3n de deuda en el momento de presentar su solicitud de financiaci\u00f3n;<\/li>\n<li>obtiene m\u00e1s del 50% de sus ingresos de su actividad comercial (este requisito no se aplica a las organizaciones ben\u00e9ficas ni a los centros de ense\u00f1anza superior).<\/li>\n<\/ul>\n<p>Las siguientes empresas no pueden presentar solicitudes:<\/p>\n<ul>\n<li>bancos, aseguradoras y reaseguradoras (pero no corredores de seguros);<\/li>\n<li>organismos p\u00fablicos;<\/li>\n<li>centros p\u00fablicos de ense\u00f1anza primaria y secundaria.<\/li>\n<\/ul>\n<p>CRITERIOS DE SOLICITUD<\/p>\n<ul>\n<li>Encuentre un prestamista acreditado del British Business Bank en www.british-business-bank.co.uk.<\/li>\n<li>P\u00f3ngase en contacto con el prestamista que haya elegido, preferiblemente a trav\u00e9s de su sitio web.<\/li>\n<li>Rellene un breve formulario de solicitud en l\u00ednea en el sitio web de su prestamista, en el que se autocertifica si cumple los requisitos para obtener un Pr\u00e9stamo Rebotado. Las empresas elegibles estar\u00e1n sujetas a las comprobaciones habituales de fraude de clientes, Antiblanqueo de Capitales (AML) y Conozca a su Cliente (KYC). Las solicitudes pueden estar sujetas a algunas restricciones en materia de ayudas estatales.<\/li>\n<li>Su prestamista revisar\u00e1 su solicitud y, si se cumplen los criterios de elegibilidad y la solicitud es aprobada, su solicitud de financiaci\u00f3n, presentada a trav\u00e9s del nuevo formulario normalizado en l\u00ednea, puede estar disponible en unos pocos d\u00edas.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The British Chancellor, Mr Sunak, has recently announced the launch of a new scheme, the \u201cBounce Back Loan Scheme (BBLS)\u201d, which has come into force from Monday 4 May 2020. This scheme provides financial support to small and medium-sized businesses across the UK that are losing revenue and seeing their cashflow disrupted as a result [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[],"class_list":["post-4012","post","type-post","status-publish","format-standard","hentry","category-covid-19-updates"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Coronavirus Bounce Back Loan - WellTax<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/well-tax.com\/es\/coronavirus-prestamo-de-rebote\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Coronavirus Bounce Back Loan - WellTax\" \/>\n<meta property=\"og:description\" content=\"The British Chancellor, Mr Sunak, has recently announced the launch of a new scheme, the \u201cBounce Back Loan Scheme (BBLS)\u201d, which has come into force from Monday 4 May 2020. 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